Salary Increase & Pay Rise Calculator

See what a pay rise, promotion, salary cut or other change could mean for your UK take-home pay.

2026/27 tax year

Compare your salaries

Compare a higher or lower salary, a promotion or regrade, or a move to different working hours.

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Scotland uses Scottish income-tax rates.

About the salary increase calculator

How does a percentage pay rise work?

A percentage rise is applied to your current gross annual salary — your pay before any deductions. A £40,000 salary with a 5% pay rise becomes £42,000.

Why doesn't my take-home pay rise by the same percentage?

A higher gross salary can also mean more Income Tax, National Insurance, pension deductions and, where applicable, student loan repayments. So a 5% increase in gross salary does not normally mean a 5% increase in take-home pay.

For Civil Service Alpha members, a pay rise can also affect pension contributions and the pension you build. Moving into a different employee contribution band can change how much is deducted from pay.

What about a pay cut or part-time work?

The calculator works the same way for a lower salary. You can enter a lower annual salary, a negative percentage change, a negative £ amount change, or work out a salary from part-time hours as a share of the full-time equivalent.

Want to see the full breakdown? Use the Take-Home Pay Calculator to estimate your tax, National Insurance, pension and monthly net pay.

If you're in the Civil Service Alpha scheme, see how your pay and career plans could affect your pension.