Civil Service Alpha Pension Calculator
Model how your Alpha pension could build over time and explore different retirement plans.
Career timeline projection
Your pension so far
Use the valuation date shown with your Alpha pension figure.
Your current role and pay
This is the pay your Alpha pension is built from. For many people it will be similar to their salary, but some allowances or other payments may not count.
When do you want to take your pension?
For example, you might leave the Civil Service at 60 but wait until 65 to take your pension.
Do you expect your work to change?
Optional — add a promotion, pay change or part-time period.
Planning assumptions
Most people can leave these unchanged.
Pension age details
Most people do not need to change these details. They help Planarium estimate the earliest age you may normally be able to take Alpha.
About the Civil Service Alpha pension calculator
Planarium's Alpha Pension Planner can help you model:
- the Alpha pension you have already built
- your future pensionable pay
- promotions or pay changes
- part-time periods
- leaving the Civil Service before you take your pension
- different retirement dates
- early-retirement reductions
- retirement lump-sum choices
The main projection is shown in today's money, so it is easier to compare with what money buys now.
How Alpha builds up
Alpha is the current Civil Service defined-benefit pension scheme. Your pension builds up from your pensionable earnings rather than from an investment pot. Each year of active Alpha membership normally builds pension at 2.32% of your pensionable earnings, and pension you have already built is revalued under the scheme rules.
Taking Alpha early
You can use the planner to model taking Alpha before your Normal Pension Age, including the early-retirement reduction. Read what happens if you take your Alpha pension at 60.
Using your benefit statement
If you already have an Annual Benefit Statement, you can use the Alpha pension figure shown there as a starting point. Read our Annual Benefit Statement guide.
Planarium provides planning estimates and is independent of Civil Service Pensions and the UK Government.